For years I’ve complained that the Ocean Township Police Department were routinely “overboard” in their enforcement of the law against college students. In the last few years, a majority of the “crazy partying college students” whose civil liberties were demolished by this police force moved out of the township. But the overzealous enforcement […]

The other day I wrote about the consolidation of my NJCLASS loans - well, these are the numbers for my Federal Student Loan Consolidations!
Final fixed interest rate: 4.750%
Consolidation Term: 25 Years
Total Consolidation Amount: $57,523.00
Final Amount to be Paid if I only pay the minimum for 25 years: $98,384.58
And for those of you keeping count, that […]

In case anyone hasn’t noticed, gas prices - by the barrel - are going down. This past Friday they closed below $69 for the first time in five weeks. Funny how my gas station down the street has the same gas prices that it had five weeks ago when this spike was reaching […]

This week, I’m pleased to announce that three websites have agreed to web terms with Usable Web Solutions, LLC!
First, KPhelanDesign.com signed up to be hosted at UWS. This site is the portfolio, resume, and contact information for Kevin Phelan - a graphic designer. Take a look at the site if you’re interested in […]

I just consolidated ONLY my New Jersey CLASS loans…
Final fixed interest rate: 7.3227%
Consolidation Term: 25 Years
Total Consolidation Amount: $51,335.66
Final Amount to be Paid if I only pay the minimum for 25 years: $111,796.10
Ah hahahahahahaha!!! I lose!
Happy Birthday GGL1!

I uploaded and edited the pictures linked below to create the best representation that I could of Graduation Day at Rutgers University. Keep in mind, this is the Graduation Ceremony of my school at Rutgers where I got my Masters Degree. This is NOT the entire school’s graduation (I didn’t go to that […]

Anyone who watched the President address the nation the other night would be hard-pressed to say that new White House Press Secretary Tony Snow didn’t have his handywork all over the layout of the speech. The way that the President laid out his plan in five steps and the way that he continued to […]

There are a number of United States Post Offices in and around the Deal, NJ area. For my small business, I chose to go with the one located in the Oakhurst section for my P.O. Box. I thought that this would be a nice litle way to get an address for my business […]

I graduated from Rutgers today with my Master of the Arts in Public Policy Degree.
I’m a Master.
Pictures will be up later in the week…they’re currently stored in my brand new laptop computer (Graduation gift).
:o)

One of my roommates woke all of us up at 3:00am this morning because his roof caved in due to the weather.
And when I say his roof caved in, I mean the fucking thing was pouring water. It was ridiculous. It was literally raining harder inside the building than outside the building.
So this […]

This guy is fantastic.
I think it’s even greater that at the end of the article, one of the campus folks say that they want this guy to leave already!

Every once in a while I like to change things up a bit.
Now that school’s pretty much over, I’m spending just a little bit more time on my web design business, Usable Web Solutions. One of the big steps that I had to take was opening up a bank account. I managed to […]